Who Needs Tree and Landscaping Insurance?
Landscapers
Tree trimmers
Lawn care companies
Landscape architects
Landscape designers
Lawn Irrigation contractors
Stay Better Protected With Landscaping Business Insurance
You work hard to give your customers exactly what they want. We work hard to give you exactly what you need so you can do it without worrying. We customize our business insurance solutions by industry, and our landscaping insurance was made especially for small business owners like you. We can help walk you through any coverage limitations and details of each policy. So, whether you’re cleaning up leaves in a customer’s lawn or driving to deliver a load of mulch to a local business, we’ve got you covered.
Stay Better Protected With Landscaping Business Insurance
You work hard to give your customers exactly what they want. We work hard to give you exactly what you need so you can do it without worrying. We customize our business insurance solutions by industry, and our landscaping insurance was made especially for small business owners like you. We can help walk you through any coverage limitations and details of each policy. So, whether you’re cleaning up leaves in a customer’s lawn or driving to deliver a load of mulch to a local business, we’ve got you covered.
What’s the Best Landscaping Insurance I Can Get?
It’s important to know what insurance products you need. Most lawn care businesses have a business owner’s policy. By combining three general insurance coverages, a BOP provides great protection for small businesses and can also help save you money.
General liability insurance helps protect landscaping businesses from certain lawsuits due to injuries or property damage.
Commercial property insurance helps protect your place of business and the things you use to run it.
Business income insurance helps cover the loss of income if your business has to close because of covered property damage.
And if you run your landscaping business from home, you’ll want home based business insurance. More about landscaping insurance online
Landscaping businesses may also need other types of business insurance, like:
Professional Liability Insurance to help cover claims of negligence, misrepresentation and inaccurate advice
Inland Marine Coverage for help protecting specialized property, like solar energy equipment or cell phone towers
Umbrella Coverage, which gives you extra coverage to help pay for costs that exceed certain liability policy limits
Commercial Auto Insurance for help covering the cost of an auto accident if you or your employee is at fault
Herbicide and Pesticide Application Coverage to help pay for costs associated with the sudden or accidental release of chemicals
Snowplow Operations Insurance, which helps cover your business from claims of property damage and bodily injury arising out of your snowplow operations.
Factors for Landscaping Insurance Prices
How big is your business?
How many employees do you have?
Do you offer tree removal?
Do you keep customers’ information stored in a data system?
Do you own trucks or vehicles that tow equipment?
How Much Is Insurance for Landscaping Businesses? What Does Landscaping Insurance Cost?
There is not one price that businesses pay for landscaping insurance. There are many factors that determine your exact cost, like your location, payroll size and the coverage levels you choose. We strive to offer lawn care insurance that will protect your business without breaking the bank.